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Forbes Health
NBC News
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U.S. News& World Report
AARPThe Magazine
Forbes Health
NBC News
Next Avenue
Kiplinger
U.S. News& World Report
LogoAdvocate
As quoted in Forbes Health

"The families who navigate eldercare best aren't the ones who know the most— they're the ones who called Advocate first."

Forbes Health, 2025 Eldercare Report

When your parent can no longer live alone, the paperwork doesn't pause. We handle the contracts, the appeals, and the phone calls — so you can focus on being their child.

Certified Care Manager
340+ Families Served
4.9 / 5 Client Rating
Senior care consultant Margaret Holloway seated at conference table with documents, natural window light, engaged posture during client consultation

Margaret Holloway, CMC

Lead Consultant · Certified Care Manager

Available

Years Practice

17

Cases Closed

340+

States Covered

48

Next opening: Today 3pm ET
The Specialist Bench

Not one advisor. A full team.

Legal, clinical, financial, and logistical expertise — assembled because eldercare crises don't respect specialization boundaries.

Clinical care specialist Patricia Reeves in hospital corridor reviewing patient chart, white coat, professional posture
Clinical Transitions

180+

Transitions Managed

11

Avg. Days Saved

<4%

Readmission Rate

Clinical Transitions

Dr. Patricia Reeves

Clinical Care Specialist

RN, MSNGeriatric Care ManagerANCC Certified

"When the discharge planner says 'subacute rehab,' I make sure we know exactly what that means for your parent's recovery — and what it will cost if the plan fails."

Case Summary — Redacted

Client [redacted], 81, discharged after hip replacement. Family in Phoenix, patient in Pittsburgh. Facility recommended by hospital had three infection citations in prior 18 months.

Negotiated placement at a 5-star CMS facility 4 miles further. Coordinated physical therapy schedule, arranged medication reconciliation, and established weekly check-in protocol.

"I had been on hold with Medicare for three days. Advocate resolved it in one afternoon. I cried when I got the callback."

Deborah S.

Daughter, Chicago IL · Medicare Appeal Case

Elder law attorney James Whitfield at conference table with legal documents and laptop, natural office light, focused expression
Legal & Benefits

94%

Appeals Won

$34K

Avg. Recovery

260+

Cases Handled

Legal & Benefits

James Whitfield, JD

Elder Law & Benefits Advocate

Juris DoctorNAELA MemberMedicare Appeals Specialist

"Medicare has 90 days of appeals windows most families never use. I've recovered an average of $34,000 per case in improperly denied claims."

Case Summary — Redacted

Client [redacted], 78, denied skilled nursing coverage after 20 days. Insurer cited "plateau in progress." Family had received no written notice of rights.

Filed Immediate Advocacy Request, obtained independent medical review. Coverage restored for full 100-day benefit period. $41,200 in costs reversed.

"My mother's discharge planner gave us 48 hours. I called Advocate at 9pm and had a plan by morning. That's not a service — that's a lifeline."

Thomas A.

Son, Remote · Post-Hospital Transition

Financial planner Sandra Okonkwo reviewing documents at desk with calculator and financial charts, professional business attire
Financial & Medicaid

210+

Families Planned

$4,200

Avg. Monthly Savings

98%

Medicaid Approvals

Financial & Medicaid

Sandra Okonkwo, CFP®

Senior Financial Planner

Certified Financial Planner®CLTC DesigneeMedicaid Planning Specialist

"Most families have 72 hours to make a financial decision that affects the next five years of care. I make sure those 72 hours don't cost them their parent's house."

Case Summary — Redacted

Client [redacted], 84, memory care required. Assets slightly above Medicaid threshold. Adult children unaware of spend-down rules or 5-year lookback implications.

Developed compliant spend-down strategy, restructured exempt assets, filed Medicaid application. Monthly out-of-pocket reduced from $7,800 to $1,200.

What We Cover

Every dimension of the eldercare maze.

Most families encounter 4–6 of these simultaneously. We handle all of them.

Placement Navigation

We read facility inspection reports so you don't have to. Every CMS star rating, every citation, every staffing ratio — reviewed before we recommend.

Assisted Living · Memory Care · SNF

Contract Review

Assisted living contracts average 28 pages. We flag the arbitration clauses, the discharge triggers, and the fee escalation language before you sign.

Contracts · Agreements

Medicare Appeals

Denied claims, improper discharges, coverage gaps — we file the paperwork and attend the hearings.

Part A · Part B · Advantage

Care Transitions

Hospital to rehab to home to memory care — each transition carries risk. We coordinate the handoffs that fall through cracks.

Discharge Planning · Coordination

Employer Programs

HR leaders: we offer structured eldercare navigation as a workforce benefit. Reduce absenteeism, retain caregiving employees.

Corporate · HR Benefits
Ready to Get Help?

You don't have to figure this out alone.

The families who come to us earliest navigate care transitions with less stress, fewer financial surprises, and better outcomes for their parents. The first call is free.

1-800-555-0199 · Mon–Fri 8am–7pm ET
All consultations are confidential
Same-day availability for urgent cases